John Adams

John Adams

Regional Renovation Sales Manager

3652 Third Street South
Suite 120
Jacksonville Beach, FL 32250

  • NMLS ID 442266
View Licenses
State Type of License License Number Licensing Agency
Florida Mortgage Lender Servicer MLD903 FL Office of Financial Regulation
Georgia Georgia Residential Mortgage Licensee 24020 GA Department of Banking and Finance
Virginia Broker/Lender MC-5431 VA Bureau of Financial Institutions
Tennessee Mortgage License 110371 TN Department of Financial Institutions
Alabama Consumer Credit License 21189 Alabama Consumer Credit
John Adams

Are you looking to finance your dream home? John Adams' team has a variety of programs featuring the right payment, down payment and best tax advantage you are looking for. We've been serving the North Florida community for 15 years performing Conventional, Jumbo, VA, FHA, and USDA loans. We usher clients into the largest investments any will have.

Buying a house that needs a some fixes? We are national top performers in VA Renovation, Homestyle and 203k renovation loans. We have eliminated confusion, and time crunches in our simplified lending process that focuses on communication and eases the anxiety that the lending process typically causes. No matter which type of loan you are looking for, we can help you do everything from turning a bank owned property or otherwise less than perfect home into your dream home through renovations or even find a great rate on your next general purchase with simplicity.

The lending environment has never been harder to navigate. We offer concierge mortgage services  customized to fit your needs! Allow us us guide you through the process and show you a better way home! Call the John Adams team at imortgage 904-639-5571

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Need help finding a home loan?

Purchasing? Refinancing? Apply for a mortgage today! Use our simple online application, or call a branch office near you to apply by phone or in person.

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If you like personal service and professional integrity, you'll like working with imortgage. Speak with a licensed loan officer who can walk you through the home loan process. Call a branch near you today or come visit us in person.

Speak With A Lending Expert


John was referred to me by a Realtor friend. I was buying a house on a very tight schedule. He managed to get me the Government loan with the amount I needed to rehab the house in the period of time I needed, so I would not have to pay any penalties. I have worked with many lenders over the years and am thrilled to find someone that is able to stay on schedule. He returned calls and did his job in a timely manner. If there was a five star rating, I would give him six stars. I look forward to many more loans with him in the future.”

Steve S.

John Adams is the most knowledgeable person I know when it comes to 203k and renovation loans.. I have always felt very comfortable sending him my referrals and know that they are in the best hands imaginable.

Eddie H.

John and Maryanne really went above and beyond for us. We had one house fall through and bought this one in 2 weeks! We would recommend them to anyone! We really appreciate the service and personal experience we received from John and Maryanne. Thanks again!

Taylor H.

I don't give 10s, but John was extremely helpful and did everything to make sure we stayed calm and relaxed. This was a great experience. John was helpful every step of the way and made this process a breeze.”

Kevin and Christina K.

John Adams was very patient. He answered all of my questions, and went above and beyond to not only close my loan on time, but early. Results speak louder than words. I am a very happy buyer.

Julia L.

It was amazing!

Alan D.

Easy experience and very fast!

Arthur and Tonya P.

I have bought a few houses in my time and this is by far the best experience I have ever had! I was very pleased with every aspect of how this loan was handled

Patrick M.

John, your team worked hard and your experience paid off. Thank you for not giving up on this buyer who so deserved this property.

Sandra F.

John and his team provided great service. They were extremely personable, and we would highly recommend them.”John and his team provided great service. They were extremely personable, and we would highly recommend them.

Wallace and Jamie A.

John and his team provided great communication and an easy application process. They were very flexible and the entire staff provided assistance.

Joseph B.

John Adams and his team were very consistent and helpful. They were very easy to work with and did a great job. Thank you!

Shannon and Barry K.

John and his team were very helpful and informative. They were always willing to provide information.

Brandee and Samuel B.

John and his team are great people. They provided awesome service! It was a fast and efficient process.

Philip and Mallory W.

I highly recommend John Adams. My husband and I put a contract on a house that was contingent upon a particular closing date. John Adams made sure we were ready with all of our paperwork before closing day, and secured us a great rate. He was responsive and helpful with excellent follow through.


John Adams and MaryAnn Winter were both excellent. I call them the "Dream Team". I've been in real estate for over 25 years and I've never worked with more professional people. The borrower had tried 2 other lenders without success before her agent and I recommended John Adams. EXCELLENT

Linda C.

John was the loan officer for my family's first home purchase. He was very knowledgeable of the process involved, set and managed our expectations throughout, and delivered in the end.

T. Mullins

Thanks for everything John. You and your team got the job done in record time for a rehab loan! We’ll be doing more with you and sending clients over as well. We are mainly listing agents, but still work with buyers.

J. Adkins

Thank you all so much! The process could not have been any smoother. I just picked up the key and am about to walk over. This will be the easiest mover ever! Thank you also for the knife. That was a great gift. I might be in touch if I have a question about funding on construction, but otherwise, until next time!

H. Hemmerly

Thank you, John! I will definitely recommend you and your team again. You are right, the key to a successful transaction is communication. I appreciate your team keeping me apprised of the progress throughout the transaction and their (and your) immediate response to my client and my questions.

M. Hopkins

Thanks for everything John. You and your team got the job done in record time for a rehab loan! We’ll be doing more with you and sending clients over as well. We are mainly listing agents, but still work with buyers.

Joe A.

Thank you so much for your assistance with purchasing our new home! We appreciate you making it an easy process.

Tobias and Nicole B.

John and his team are exactly what a lender and its process should be!

Justin L.

Thank you so much!! It was great to work with you and your team! You guys were definitely on top of things and worked under tight deadlines to get me to close as fast as possible. I appreciate the attention you guys gave me and for answering all of my questions. I recommended you guys to one of my close friends who was actually the one that introduced me to Denise in the first place. I believe you're working on getting him qualified for a second home purchase. Hope you're able to work with him as well!

Emily B.

Overall, I felt like I had a strong & highly committed team behind me that was willing to work with me through my very specific needs & expectations.

Victor C.