John Adams

John Adams

Regional Renovation Sales Manager

3652 Third Street South
Suite 120
Jacksonville Beach, FL 32250

  • NMLS ID 442266
View Licenses
State Type of License License Number Licensing Agency
Florida Mortgage Lender Servicer MLD903 FL Office of Financial Regulation
Georgia Georgia Residential Mortgage Licensee 24020 GA Department of Banking and Finance

As one of the country’s top-producing Mortgage Loan Originators, John Adams and his team have created a special place in the mortgage business. John has learned that being well versed in a variety of loan types is critical in today’s competitive and challenging real estate market. His team excels at closing all types of purchase and refinance mortgage loans:  FHA, Conventional, VA, USDA, Jumbo, Construction-to-Permanent, Condominiums and Renovation Loans. John was voted as one of “Jacksonville’s Top Mortgage Professionals” by Jacksonville Magazine in 2015. In 2014, imortgage and John Adams focused on the renovation lending platform, earning him top rankings for renovation loan production. He is also an accomplished public speaker who educates realtors throughout Florida, Georgia, Alabama and Tennessee on Renovation Finance and how it can help them grow their business. He teaches the only 3 hour education on the subject approved by the Florida Real Estate Commission.

Prior to being named as Regional Renovation Sales Manager, John was a top 10 renovation producer nationally at Wells Fargo Home Mortgage. He understands how to solve the challenges of today’s real estate market, including distressed (Foreclosures, short sales) and dated properties, and will help all parties navigate contract to closing. Just as important, however, John’s team understands the importance of meeting each individual’s needs and concentrates on providing constant communication throughout the entire home-buying process. He understands the anxiety that comes with purchasing or refinancing a home and is willing to do whatever it takes to make his clients more comfortable throughout the entire process; providing 5-star service is a top priority.

One of the additional benefits that John and his team bring to the table is being an authority on renovation loans: FHA 203k, Fannie Mae HomeStyle® renovation, and VA renovation mortgages. John and his dedicated imortgage team have simplified and perfected the process, while a creating a great home-buying experience for both the buyers and sellers. He is a member of the Northeast Florida Association of Realtors (NEFAR), Graduate of the Leadership Academy, heads up board positions for the sales and marketing council for the Northeast Florida Builder’s Association. John is a Crystal R for RPAC REALTOR® Political Action Committee and serves as the 2015 Chair for NEFAR. As a born and raised Florida native, John has seen the effects of the housing market in the area. Backed by experience and the power of imortgage, John has every resource necessary to make the home-buying experience special.



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John was referred to me by a Realtor friend. I was buying a house on a very tight schedule. He managed to get me the Government loan with the amount I needed to rehab the house in the period of time I needed, so I would not have to pay any penalties. I have worked with many lenders over the years and am thrilled to find someone that is able to stay on schedule. He returned calls and did his job in a timely manner. If there was a five star rating, I would give him six stars. I look forward to many more loans with him in the future.”

Steve S.

John Adams is the most knowledgeable person I know when it comes to 203k and renovation loans.. I have always felt very comfortable sending him my referrals and know that they are in the best hands imaginable.

Eddie H.

John and Maryanne really went above and beyond for us. We had one house fall through and bought this one in 2 weeks! We would recommend them to anyone! We really appreciate the service and personal experience we received from John and Maryanne. Thanks again!

Taylor H.

I don't give 10s, but John was extremely helpful and did everything to make sure we stayed calm and relaxed. This was a great experience. John was helpful every step of the way and made this process a breeze.”

Kevin and Christina K.

John Adams was very patient. He answered all of my questions, and went above and beyond to not only close my loan on time, but early. Results speak louder than words. I am a very happy buyer.

Julia L.

It was amazing!

Alan D.

Easy experience and very fast!

Arthur and Tonya P.

I have bought a few houses in my time and this is by far the best experience I have ever had! I was very pleased with every aspect of how this loan was handled

Patrick M.

John, your team worked hard and your experience paid off. Thank you for not giving up on this buyer who so deserved this property.

Sandra F.

John and his team provided great service. They were extremely personable, and we would highly recommend them.”John and his team provided great service. They were extremely personable, and we would highly recommend them.

Wallace and Jamie A.

John and his team provided great communication and an easy application process. They were very flexible and the entire staff provided assistance.

Joseph B.

John Adams and his team were very consistent and helpful. They were very easy to work with and did a great job. Thank you!

Shannon and Barry K.

John and his team were very helpful and informative. They were always willing to provide information.

Brandee and Samuel B.

John and his team are great people. They provided awesome service! It was a fast and efficient process.

Philip and Mallory W.

I highly recommend John Adams. My husband and I put a contract on a house that was contingent upon a particular closing date. John Adams made sure we were ready with all of our paperwork before closing day, and secured us a great rate. He was responsive and helpful with excellent follow through.


John Adams and MaryAnn Winter were both excellent. I call them the "Dream Team". I've been in real estate for over 25 years and I've never worked with more professional people. The borrower had tried 2 other lenders without success before her agent and I recommended John Adams. EXCELLENT

Linda C.

John was the loan officer for my family's first home purchase. He was very knowledgeable of the process involved, set and managed our expectations throughout, and delivered in the end.

T. Mullins

Thanks for everything John. You and your team got the job done in record time for a rehab loan! We’ll be doing more with you and sending clients over as well. We are mainly listing agents, but still work with buyers.

J. Adkins

Thank you all so much! The process could not have been any smoother. I just picked up the key and am about to walk over. This will be the easiest mover ever! Thank you also for the knife. That was a great gift. I might be in touch if I have a question about funding on construction, but otherwise, until next time!

H. Hemmerly

Thank you, John! I will definitely recommend you and your team again. You are right, the key to a successful transaction is communication. I appreciate your team keeping me apprised of the progress throughout the transaction and their (and your) immediate response to my client and my questions.

M. Hopkins

Thanks for everything John. You and your team got the job done in record time for a rehab loan! We’ll be doing more with you and sending clients over as well. We are mainly listing agents, but still work with buyers.

Joe A.

Thank you so much for your assistance with purchasing our new home! We appreciate you making it an easy process.

Tobias and Nicole B.