John Adams

John Adams

Loan Consultant

John Adams and his team have consistently won award for top production in VA, Homestyle and 203k renovation lending nationally. John also teaches the only 3 hour State Certified continuing education credit Realtor class all over the state of Florida. If you are looking to customize your property or buy a foreclosure that would  otherwise prevent financing then you should give the John Adams team a call to help renovate your next home. 



960194 Gateway Blvd.
Suite 203 
Fernandina Beach, Fl  32034 

Office: (904) 996-4456
Mobile: (904) 294-7311
Fax: (855) 268-6016

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NMLS ID 442266
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  • John was referred to me by a Realtor friend. I was buying a house on a very tight schedule. He managed to get me the Government loan with the amount I needed to rehab the house in the period of time I needed, so I would not have to pay any penalties. I have worked with many lenders over the years and am thrilled to find someone that is able to stay on schedule. He returned calls and did his job in a timely manner. If there was a five star rating, I would give him six stars. I look forward to many more loans with him in the future.”

    Steve S.

  • John Adams is the most knowledgeable person I know when it comes to 203k and renovation loans.. I have always felt very comfortable sending him my referrals and know that they are in the best hands imaginable.

    Eddie H.

  • John and Maryanne really went above and beyond for us. We had one house fall through and bought this one in 2 weeks! We would recommend them to anyone! We really appreciate the service and personal experience we received from John and Maryanne. Thanks again!

    Taylor H.

  • I don't give 10s, but John was extremely helpful and did everything to make sure we stayed calm and relaxed. This was a great experience. John was helpful every step of the way and made this process a breeze.”

    Kevin and Christina K.

  • Our loan went as smoothly as possible. John and his team were quick to respond to any questions. If we ever need to buy another house, HomeBridge Financial Services, Inc. will be our first choice.

    Bruce and Veronica B.

  • The loan process went very smoothly, and John and his team finished the process in a timely manner. The HomeBridge team was very easy to work with, and they were very helpful. HomeBridge made the loan process very easy for me.

    Rhonda S.

  • HomeBridge and John Adams were excellent to work with. John and his team were great!

    William H.

  • John Adams was very patient. He answered all of my questions, and went above and beyond to not only close my loan on time, but early. Results speak louder than words. I am a very happy buyer.

    Julia L.

  • It was amazing!

    Alan D.

  • Easy experience and very fast!

    Arthur and Tonya P.

  • I have bought a few houses in my time and this is by far the best experience I have ever had! I was very pleased with every aspect of how this loan was handled

    Patrick M.

  • John, your team worked hard and your experience paid off. Thank you for not giving up on this buyer who so deserved this property.

    Sandra F.

  • John and his team provided great service. They were extremely personable, and we would highly recommend them.”John and his team provided great service. They were extremely personable, and we would highly recommend them.

    Wallace and Jamie A.

  • John and his team provided great communication and an easy application process. They were very flexible and the entire staff provided assistance.

    Joseph B.

  • John Adams and his team were very consistent and helpful. They were very easy to work with and did a great job. Thank you!

    Shannon and Barry K.

  • John and his team were very helpful and informative. They were always willing to provide information.

    Brandee and Samuel B.

  • John and his team are great people. They provided awesome service! It was a fast and efficient process.

    Philip and Mallory W.

  • I just wanted to say thank you so much for making this loan happen. I was so close to just giving up man. I had tried Wells Fargo, Vystar and that Innovative Mortgage Services guy. They were all giving me the run around. With you it was like a breeze. You were so fast it blew my mind. Less than 30 days and we were ready to close! I'm sending everyone I know your way!!! Thank you for your hard work and what you do.


  • I highly recommend John Adams. My husband and I put a contract on a house that was contingent upon a particular closing date. John Adams made sure we were ready with all of our paperwork before closing day, and secured us a great rate. He was responsive and helpful with excellent follow through.


  • John Adams and MaryAnn Winter were both excellent. I call them the "Dream Team". I've been in real estate for over 25 years and I've never worked with more professional people. The borrower had tried 2 other lenders without success before her agent and I recommended John Adams. EXCELLENT

    Linda C.

  • John was the loan officer for my family's first home purchase. He was very knowledgeable of the process involved, set and managed our expectations throughout, and delivered in the end.

    T. Mullins